The seller has an agent.You have Kasaka.

You spot listings and try to compare them. Floor areas are not counted the same way, prices do not line up, and the agency describes more than it measures.

Drop in the brochure: Kasaka pulls out the weighted area, compares it to the area benchmark, costs the renovation and scores the property. Two scores, not one: what it is worth in itself, and what it is worth to you — your areas, your budget, your stage of life, what you said matters most.

Forty minutes, an agent doing the talking, and the feeling of having forgotten half your questions on the way out.

A list prepared for that property. Every answer counts: “heating over 20 years old” becomes a costed argument in your negotiation.

You do not know what to open at. Too low and nobody answers; too high and you have already lost.

This is where the pass begins. First your position: falling in love or holding to a fair price — the strategy is not the same. Then what the documents revealed becomes a costed argument: a façade renovation voted in the minutes is CHF 47,000 weighing on your limit.

A dozen documents to gather, half of which depend on the agency, and nobody tells you in what order.

The list, an email ready to send to claim what is missing, an estimate of your monthly cost, and who to take your file to. Kasaka takes nothing on your financing — no commission, no referral fee, whichever bank you choose. So we have no interest in you borrowing more, nor in steering you to one lender over another.

The moment everything is decided. A badly built offer is refused in ten seconds.

An offer submitted with financing in hand, and its arguments — each costed, each traceable to its source in a document.

A twenty-page draft deed, a fortnight before signing, that almost nobody reads in full.

Kasaka reads it. Warranty for defects, transfer date, conditions precedent, what passes to you: every point quotes its page, with the question to put to the notary. It is the last moment a clause can be corrected.

The handover inventory, the meters, the insurance, the formalities.

And your file, written across those four months: every viewing note, every costed item, every point raised in the minutes. A single page to find what you saw, what you were told, and what is still unanswered.

Four months of viewings, quotes, minutes and exchanges with the agency — and nothing to find your way back to what you saw in the third flat.

A PDF file that fills itself in, stage by stage. An answer ticked during a viewing appears the same evening; a costed quote, a point raised in the minutes, a price that moves, a counter-offer. A single page to find what you saw, what you were told, and what is still unanswered — to take to the notary or the bank.